Jan
10
Going forward with the bankruptcy
Filed Under Family, NYS Bankruptcy, Pre-Filing | 4 Comments
The calls to my job and home have increased. They’re getting cleverer on how they try to reach me. One company called the operator and asked them to walk to my desk and get me. All that got them was a no and it got me spoken to by my boss. The letters are becoming more demanding and honestly scaring my wife.
Neither of us ever wanted this to happen. We’re devastated by the fact that we’re about to go through this. We’re embarrassed Read more
Jan
6
It is possible to smile when filing bankruptcy
Filed Under Family, Pre-Filing | 6 Comments
Last night, my wife turned to me and mentioned she has noticed I’ve been calm and not so “cranky” (as she put it). I have to admit, I’ve even caught myself smiling over the last few weeks. It’s certainly not from the feeling of getting by and able to make my minimum payments. God knows I’ve we’ve tried. Nor do I attribute this new crescent like feature on my face to the debt collectors no longer calling. As a matter of fact, it’s worse now since we didn’t pay our last payment to the consumer credit counseling service.