Archive for August, 2008

Final meeting before hearing date. »

By admin on Aug 21, 2008 in Bankruptcy FAQ, NYS Bankruptcy, Pre-Filing, Reaffirming Loans, very expensive lesson | 0 Comments

We met with our attorney for what will be the last time before the big date. This time it wasn’t in his office, it was in the conference room with a woman that worked for him, a huge stack of papers and two pens. This was it. When we’re done in here we’re only a […]

What can you keep after you file Chapter 7? »

By admin on Aug 17, 2008 in Bankruptcy FAQ, Pre-Filing, Reaffirming Loans | 3 Comments

Can I keep my Car after bankruptcy?
Can I keep my house after bankruptcy?
It’s a simple question and one that everyone in this boat has on their mind. What can I keep after I file for Chapter 7 Bankruptcy. We declared that we wanted to keep our home and car. Because the declared value of our […]

Late on the mortgage payment »

By admin on Aug 2, 2008 in NYS Bankruptcy, Pre-Filing, very expensive lesson | 2 Comments

As a follow up, I spoke the next day (Saturday) with the attorney and boy was this a mess. I was exactly 34 days late on my mortgage (the prior month and 4 days into the current month). The bank took that as I wanted to include the loan in my bankruptcy. After many frantic […]